Our Impact Check and our Impact Knowledge are completely free for you. We stand for transparency and want all investors, and those who want to become one, to be able to inform themselves about the impact of their investments. Only our Impact Academy has a cost. Learn more about the Impact Academy <a href='/impact-academy' target='_blank'>here</a>.

The money:care method is based on transparency, and we therefore only use data that is publicly available from the companies. We analyze the sustainability and annual reports of listed companies using artificial intelligence to find valuable information for you that enables sustainable investment decisions. Learn more about our method <a href='/impact-knowledge/our-method' target='_blank'>here</a>.

We don’t offer you investment products that promise worry-free sustainability. We are not a rating agency that gives companies an opaque grade. We are money:care, and with us, you can understand the impact that listed companies have. This way, nothing stands in the way of your conscious investment decision. <a href='/impact-check' target='_blank'>Here</a> you can find our Impact Check.

We founded money:care to combat greenwashing. Therefore, each metric is presented directly to you and in the context of sustainability. We consider the respective status quo of a company and do not take into account any promises made by the companies. If you notice a mistake, please contact us at <a href='mailto:office@moneycare.at'>office@moneycare.at</a>. Thank you!

The short answer: Yes. We are not paid by the companies we evaluate for presenting the data. Additionally, our impact criteria are set with very strict limits, leaving no room for greenwashing. More information about our method can be found <a href='/impact-knowledge/our-method' target='_blank'>here</a>.

We can only display what companies disclose in their public reports. Therefore, if data is missing, it means we couldn’t find reliable information on it. If you belong to a company whose impact we display and have additional (publicly accessible) information you’d like to share with us, we’d appreciate it. Please send it to <a href='mailto:office@moneycare.at'>office@moneycare.at</a>.

No, Impact Investing significantly differs from investing according to ESG criteria. ESG stands for Environment, Social, and Governance. Both fall under the category of sustainable investing, but an ESG rating is closer to traditional financial analysis. ESG risks and opportunities are identified for a company to increase financial returns. On the other hand, Impact Investing aims to direct money to companies that positively impact people and the environment while generating a return. Learn more about sustainable investing in our <a href='/impact-academy' target='_blank'>Impact Academy.</a>

Currently, money:care focuses on individual listed companies. Once we have collected data for a sufficient number of companies, we can offer an Impact Check for ETFs and funds. <a href='/platform/profile' target='_blank'>Register for free</a> with money:care to find out when this is available.

At the moment, it is not possible to invest directly through money:care, but we are working on it. <a href='/platform/profile' target='_blank'>Register for free</a> with money:care to stay up to date on our milestones.

Opinions vary on this issue. Since a stock market increase doesn't automatically mean more money for a company, one could strictly say that buying a company's stock doesn't enhance its impact. On the other hand, we know that stock prices matter. They're a sort of vote on what our economy should look like in the future. There's no such thing as neutral investments. Conscious and sustainable investment decisions drive positive change, contributing to the value of sustainably managed companies rising compared to conventional ones and Impact Investing gaining market share. The short answer: Yes, we believe your investment decisions have real impact. The more people invest with impact, the greater the effect.

Impact Investing, and investing in general, was only possible with large sums of money for a long time. Lower fees have made investing cheaper, but there have been few options for easily directing one's money towards sustainable activities. That's why we are developing money:care - so that private investors with smaller investment sums, who invest their money independently on the stock exchange, also have the opportunity to connect their investments with a positive impact.